Buying a Home

Sept. 23, 2026

What Happens During the Due Diligence Period?

You've found a home, submitted an offer, and the seller accepted it. Congratulations—you're officially under contract!

But accepting the offer doesn't mean the homebuying process is finished. In many ways, this is when some of the most important work begins.

In North Carolina, the due diligence period gives …

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Posted in Buying a Home
Sept. 21, 2026

How Do You Decide What to Offer on a House?

You've found a house you really like.

Maybe you've toured several homes already, and this is the first one that feels right. Or maybe you walked through the door and immediately started imagining yourself living there.

Then comes the question almost every buyer asks:

“How much should …

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Posted in Buying a Home
Sept. 21, 2026

What Does a Real Estate Agent Do for a Homebuyer?

If you've ever wondered what a real estate agent actually does for a homebuyer, you're not alone.

Most people know that an agent can help you search for homes and schedule showings. But opening doors and sending listings are only part of the job.

A buyer's real …

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Posted in Buying a Home
Sept. 21, 2026

What Out-of-Pocket Costs Should You Expect When Buying a Home?

Buying a home involves more than saving for a down payment.

There may be several other expenses along the way—and some of them can come up before you ever reach the closing table.

That can catch first-time buyers by surprise.

You may need money for inspections, …

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Posted in Buying a Home
Sept. 20, 2026

What Documents Will Your Mortgage Lender Ask For?

Getting ready to apply for a mortgage? You may be surprised by how much paperwork your lender asks you to provide.

Pay stubs. Bank statements. Tax documents. Identification. And sometimes, just when you think you've sent everything, your lender asks for something else.

That can feel frustrating if …

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Posted in Buying a Home
Sept. 19, 2026

How Much House Can I Comfortably Afford? | Pitt County NC

Getting preapproved for a mortgage is an exciting step in the homebuying process. It gives you an idea of how much you may be able to borrow and can help you begin searching for homes within an appropriate price range.

How much do you actually feel comfortable spending each …

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Posted in Buying a Home